5. ACCOUNT MANAGEMENT
6. TERMS AND CONDITIONS I hereby agree to accept the Bayford terms and conditions of trading, and understand that a copy of these is available on request.
7. DATA PROTECTION ACT 1998 The information which you provide may be disclosed to a licensed credit reference agency which will retain a record of the search. It may be used by other lenders in assessing applications from you and other members of your household and for occasional debt tracing and fraud protection.